INVICTO INSURANCE GROUP
Final Expense Desk
Agent underwriting pilot
Agent pilot · v1.5
Final expense only

Find the FEX fit.

Check the client’s health history. Get the benefit plan to quote.

Quote guidance from loaded carrier rules. Final approval comes from the carrier application, medication checks and state requirements.

Client details

When checked, show quote options only for products with verified Direct Express acceptance.

Invicto agent reminder: Always ask whether the client has a checking account. Use it for premium payments when available and authorized by the client. Direct Express commissions are paid in small monthly amounts, with no upfront advance.

Client health

Check every condition and major flag that applies. Review both groups; unchecked items are treated as not reported.

Conditions
Major health flags

Entries stay in this tab. No client name needed.

Results first

Your FEX options appear here.

Enter age, state, height, weight and health details, then select “Show plans to quote.”

FEX guides & reference notes

Sources checked October 24, 2026. Source dates and any verification gaps are listed below.